New options regarding pension contribution rate

If the pension contribution rate exceeds 15%, there is now an option for the part of the pension contribution that exceeds 15%. As an employee, you can choose either to have the part that exceeds 15%:

• paid out as salary
• paid into a savings scheme in the pension fund or
• a combination of payment as salary and payment into a savings scheme.

If you need guidance on savings schemes, please contact your pension fund. SDU HR cannot assist with calculations or guidance.

If you do not want any changes to your pension, do not take any action. The full percentage will be paid to the pension company as usual.

What should you do as an employee?

In April 2025, SDU HR published a news item on SDUnet regarding the handling of the scheme for employees who wanted to make use of the above options from April 2025.

A deadline of 12 June 2025 was set for existing employees who wanted to make use of the option of payment as salary, payment to a savings scheme in the pension fund or a combination of the options.

The changes you have been able to submit are permanent.

You can read more about pensions and the options available for pension payments and savings schemes here.

How to do it:

If you wish to make use of the above options, but did not do so by the deadline, you will be able to report this to SDU HR, Payroll in September 2025 and with effect from 1 October 2025. This means that your requested changes will take effect from 1 October and going forward and not retroactively.

In September 2025, SDU HR will open up for requested changes via a form that will be available on SDUnet via SDU HR's service page under the "Pension" tab. The form will open and can be used in September 2025.

After that, it will only be possible to make changes as of 1 April each year via a forms form.