The vast majority of employees in the State are covered by a statutory or collective agreement under a pension scheme as part of their conditions of employment.
This page details the mandatory contributions that the University pays/deducts in connection with the salary payment and of optional pension. You can find info on how to pay more into your pension scheme if you wish.
For more detailed questions about pension schemes and contributions, please consult your own pension company. At borger.dk, you can find more info on different pension schemes and about the rules for early retirement allowance.
Forms:
Pension form - administrative and technical staff
Pension form - academic staff
Types of contributions
All workers and self-employed persons must pay 8% of their income in labour market contributions.
The University subtracts the contribution each time it pays out a salary.
The labour market contribution is deducted from, among other things, salaries and other renumeration, holiday allowances, severance payments, the value of company car and free phone as well as contributions to pension schemes.
SDU automatically deducts the contribution each time the University pays out a salary. The University pays two-thirds of the contribution. The remaining third is the employee’s own contribution. The law also allows for voluntary payment in a number of cases.
The ATP Livslang Pension will be paid out for as long as the person in question lives – that is, from when the person becomes a pensioner until he or she dies. However, pensions below a certain amount are paid out as a lump sum.
The amount of the person’s pension savings depends on how much money has been paid into their scheme over the years.
Choice between pension or salary: In a number of collective agreements, it has been agreed that part of the pension contribution can be paid as salary at the employee's request. These are the following groups of employees:
- AC - for employees under the collective agreement for academics in the state, the part of the pension contribution that exceeds 16.8% can be paid as salary.
- For AC clerks, 9% of the availability supplement can also be paid as salary instead of pension contribution payment.
- Journalists - for employees under the collective agreement for journalists in the state, 0.27% of the pension contribution can be paid as salary.
- Physicians - for employees in accordance with the collective agreement for physicians in the state, the part of the pension contribution that exceeds 16.8% can be paid as salary.
What should you do?
If you want to receive an optional pension, please contact SDU HR, Staff by e-mail.
If you want guidance on whether to choose a pension or salary, we recommend that you contact your union representative, your professional organization and / or your pension fund.
If you want to pay more into a pension scheme, you can make the payment to your pension company yourself, or your employer can pay the contribution for you.
Your pension scheme determines how much you can deposit.
If you would like SDU to manage an additional pension contribution as an employer deposit, please contact your pension company and make an agreement with them. After this, please contact SDU HR’s Payroll Office. The Payroll Office needs a date for when the additional pension contribution will take effect, the monthly amount you wish to deposit as well as an account number to which the money must be transferred. The Payroll Office will then record the additional pension contribution in the payroll system and pay it before taxes are calculated.