OK24 - New Rules on Pension

What should you do as an employee?

From April 2025, some of SDU’s employees will have new options for managing their pension. If the pension contribution exceeds 15%, you can choose to have it paid out as salary, deposited into a savings scheme in the pension fund, or a combination of both.

If you require guidance on the savings scheme, you must contact your pension fund. SDU HR cannot assist with calculations or guidance.

How to proceed:

Send an email to loen@sdu.dk with the following details:

If you are unsure about how to complete this form, we have provided several examples at the bottom of this page.

All requests for changes apply from 1 April 2025 and are registered in the payroll system as a permanent change. You can request to have your pension paid out as salary or deposited into a savings scheme in the pension fund from 1 April 2025 until Thursday 12 June. After this date, it will only be possible to make changes once per year. SDU HR will inform you well in advance of future deadlines for submitting any requests for changes.

In connection with this news, we must also emphasise that SDU has yet to receive the final agreements that need to be in place before we can implement the changes. Therefore, it is not guaranteed that your changes can be registered in April's payroll. If the agreements are not finalised by April's payroll, the changes will be reflected in the next possible payroll run.

Changed pension rates from 1 April 2025

Pension rates follow the common agreements, collective agreements, and organisational agreements that are in place at any given time. If your collective agreement is not listed above, you can contact your professional organisation to clarify your pension rate as of 1 April 2025.

Examples of How You Can Complete the Form:

Example 1: You are employed as an office clerk and wish to save everything above 15% in a savings scheme. As a result, 15.00% is deposited into your pension scheme, and 1.00% is deposited into a savings scheme.

Example 2: You are employed as a journalist and wish to have 2.50% paid out as salary and 0.57% deposited into a savings scheme. As a result, 15.00% is deposited into your pension scheme, 0.57% into a savings scheme, and 2.50% paid as part of your salary.

Example 3: You are employed as an academic and wish to have 1.50% paid out as salary. As a result, 16.57% is deposited into your pension scheme, and 1.50% paid as part of your salary.